LOAN PRODUCTS

Equipment Loans

By using the Small Business Administration (SBA) to fund your equipment loan, we can offer longer terms and lower rates leaving you with more cash for your other business needs.

  • Loans from $15,000 to millions of dollars
  • Low, competitive rates
  • $35 one-time setup charge
  • Terms available up to 10 years and more
  • All types of equipment

Small Revolving Line of Credit

This is a product unique to Mountain America. You can use this unsecured revolving line of credit for all your working capital needs – inventory, payroll, advertising and more – giving you the power to control your cash needs.

  • Completely unsecured loan from 10,000 to 50,000
  • Great for starting your business or expansion
  • Lower interest rate than most credit cards
  • Interest-only payments for the first 5 years
  • Bundle it with your MACU Business Visa®

Secured Revolving Line of Credit

Designed to help the growing small- and medium-sized businesses, this secured revolving line of credit enables you to control cash flow for better cash management.

  • Use accounts receivable and inventory as collateral
  • Use personal or real property as collateral
  • Competitive pricing and structure
  • Larger revolving needs from $50,000 to $350,000 or more

Commercial Real Estate

Let our lending experts show you how SBA can help finance your next commercial real estate property.

  • No prepayment penalty
  • Down payments as low as 10%, instead of the standard 25%*
  • Fees lower than the industry standard
  • Competitive interest rates
  • 25-year terms available

Commercial Construction Loans

When you build your next commercial property, think Mountain America. Our team of experts will help you through the process of working with city planners, contractors and architects.

  • Finance commercial buildings from $150,000 to millions of dollars
  • Option to roll the loan into permanent or takeout financing
  • Competitive fees, terms and interest rates

Business Acquisition and Franchise Loans

If you dream about owning a franchise or acquiring a business, we can help make it happen for you.

  • Financing available for businesses such as small fast food restaurants, sandwich shops, CPAs, doctors, or larger business purchases
  • Get a financing structure that is a win-win situation for the buyer, seller and lender
  • Competitive fees, terms and interest rates

Submit a business loan request, contact your business loan representative, visit your nearest branch
or call 1-888-845-1850 to get started today!

*If you qualify for both SBA eligibility and credit worthiness.